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Concerns about accidents and serious disease motivates many people to invest in health cover for themselves and their families. Even though minor health issues account for 90% of claims. The remaining 10% can place a heavy burden on their savings. Good medical insurance provides the peace of mind that you will have full cover should an illness occur in your family. It also offers protection against the often exorbitant cost of private hospital treatment.

Expats used to a free health service in their own country are particularly vulnerable. Many find that while day to day cost of living in their adopted country may be cheaper, health care costs can be considerably higher. Even basic prescription items and pathology can be prohibitively expensive.

A new trend is expected to influence the need for Health Insurance. Already many Middle Eastern countries are instigating compulsory health insurance for expats. A move that is expected to spread in influence as countries around the world become unwilling to carry this additional burden.

When assessing the correct plan for you and your family you will need to first decide whether you need domestic or global coverage. After that you need to compare premiums against the level of cover. Does it offer 24 hour emergency cover and will you get prompt claim settlement.