Providing a first class education is the most valuable gift that you can bestow on your children along with love. As we are all aware, these days it’s even more difficult for young people to get a good job without the right degree. It is normal for most parents to plan for their children to take their university education in the USA or Europe. This is done either to ensure fluency in English and/or gain a world class degree in a chosen subject at a premium university.

Education costs have increased far above general levels of inflation over the past decade and the trend looks set to continue. At present you need to estimate around Euro/USD,000 per year even for a mid-level university. With inflation this can reach Euro/USD,000 per child considering a 4 year University degree.  Of course all this is increased when considering a medical degree or to attend an ivy League/Oxbridge college.

We recommend a cautious investment approach to get all or even part of the way there. These kind of investments are available as regular savings or lump sum vehicles in USD and other major currencies.